So it’s the beginning of the month, the beginning of another pay period. What time is it? Budget time!!!!!
I’m one of those nerds Dave Ramsey talks about. I like to budget. I enjoy keeping track of things on Excel spreadsheets. I hate not spending money on Dressbarn sales, but I love the security of a budget and having a savings. I prolly find security in it a wee bit too much, but that’s another issue for another time.
THANKFULLY, my husband is a willing saver too, just with more of a free spirit side to him. Or maybe we are both savers with free spirit sides to us; we just choose to spend on different things…thus a little bit of a rub (but, honestly, just a little rub). I am so grateful that he has actively saved for retirement for years, has saved enough for a good downpayment on our house, has saved for random savings sake, wants to pay off the house in a couple years while I’m working, doesn’t want to go into debt for a pickup, and all that fun stuff.
Here are the pictures of us recreating our budget time pose after I said, “Wait, I forgot to take my daily picture! Act like we’re working!” I actually love these pictures, because they caught my man laughing. I love when he laughs.
But, no, we were not so happy during the whole budgeting time. I had a tiny “We spending too much/we’re never going to have enough savings/that’s so wasteful” pouty trip. At which he replied, “We’re fine, and you’re going to say, ‘I’m sorry for overreacting, baby,’ later like you always do.” Which we are. Which I did. Grrr, I hate when he’s so right.
Budget is done. We were tired. The “insurance discussion” will just have to wait.